A tax return is like winning the lotto for people who don’t realise that it’s their money, to begin with, and much like a scratchie-card thousandaire the money will be squandered like the WA boom-time profits.
Todd doesn’t want to repeat the mistakes of yesteryear. The tax advice he got from the living silhouettes of Mike Nolan on site proved problematic. As it turns out a “just farken claim anyfink” mentality made Todd’s return stand out like a boner at a retirement village.
His stay at hotel auditoria was bleak, so this year he decides to ring Simon, an accountant he used to go to school with. The call is awkward as Simon is the friendship equivalent of a Michael Buble Christmas CD: boring and only useful once a year.
To be fair, Simon is just stoked at the human contact. Plus after overindulging on 3 glasses of wine at the EOFY party, he feels he needs to put a halt to his crazy once-annual party lifestyle. They agree to a carton of beer for his services.
After paying back what he owed from last year, Todd got back $1,500 and combined with his fortnightly pay he is literally a millionaire.
Simon tries to offer some sage wisdom, “transfer it straight to your high-interest credit cards mate”. Todd almost contracts nerd-AIDS from that unconsented peno of his cashed up vibe.
Like the Warren Buffet of Baldivis, he puts $50 to his credit card and goes on a little spending spree. He blows most of it on a trip to Bali, novelty car stickers, Oakleys and a bottle of dexies. He was the Pablo Escobar of ADD meds, and he was loving it.
Upon his return, he stares at his bank balance like a millennial at an interest rate flavoured lollipop, “how did I let it come to this”. A week ago he was loaded, and this week he had managed to not only burn through his tax back but his rent and bill money too.
It seems the newly inked Southern Cross tattoo had misled this debt sailor onto the shallow reef of dickheadery. His shipwrecked finances looked dire until they attracted the beautiful but deadly siren of the Nimble loan.
“You beauty, what could possibly go wrong?” Todd reckons. After all, if you can’t beat debt, join debt.
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